Maximize Capital.
Optimize Structure.
Secure Funding.
Credit Monitoring Arrangement (CMA) reports, banking project reports, debt Restructuring, M&A advisory, and Virtual CFO services under Advocate Devendra K.
Your Capital.
Our Strategy.
Unbounded Growth.
Project Reports & CMA Data
Drafting bank-compliant Credit Monitoring Arrangement (CMA) data projections, detailed project reports, and financial feasibility projections.
Working Capital & Term Loans
Advising on fundraising u/s loan syndications, structured debt funding, cash credit (CC) limits, and commercial term loans.
Mergers & Acquisitions (M&A)
Strategic financial counseling for company buyouts, assets valuation, joint ventures, and legal due diligence audits.
Corporate Debt Restructuring
Formulating debt settlement plans, corporate debt restructuring (CDR) proposals, and representations before banks and ARC entities u/s RBI codes.
Investment & Wealth Advisory
Guiding businesses and HNIs on corporate treasure yields, cash flow management, capital budgeting, and asset placements.
Virtual CFO & Board Advisory
Providing strategic financial oversight, corporate governance advisory, board meeting presentations, and capital scaling plans.
Strategic Financial Advisory in Complex Debt Settlements & Due Diligence
Navigating corporate restructuring or securing large loan limits requires precise financial forecasting and compliance alignment. A poorly structured CMA report or a lack of financial due diligence can lead to credit rejections and legal defaults. Our corporate financial advisory division ensures your financial models are bank-compliant and transaction structures are optimized for capital efficiency.
CMA Data & Bank Liaison
Formulating detailed financial projections, ratio analysis (DSCR, Current Ratio), and representing the credit case to public/private lenders.
Transaction Diligence
Conducting buy-side and sell-side financial due diligence to identify hidden liabilities and verify business valuations.
Financial Eligibility & Advisory Estimator
Evaluate estimated bank credit limits based on business turnover and calculate advisory fees for transaction modules.
Disclaimer: Credit capacity projections are average estimates based on banking turnover-method guidelines. Real sanctions depend on collateral values, credit scores (CIBIL), DSCR metrics, and specific lender criteria.
Our Advisory Architecture
A methodical, four-phase delivery cycle ensuring accurate financial modeling and bank liaison coordination.
Data Gathering & Sync
Gathering past audited balance sheets, provisional financial books, GST filings, and wealth statements.
CMA & Projections Modeling
Drafting the Credit Monitoring Arrangement (CMA) data projections, ratio structures, and sensitivity metrics.
Project Report compilation
Writing detailed project reports (DPR) describing the operations, commercial projections, and feasibility.
Bank liaison & Sanction
Submitting the case to public or private lenders, resolving credit queries, and assisting till loan sanction release.
Financial Regulatory Frameworks
Corporate borrowing thresholds, inter-corporate loans, and debt settlement rules.
Corporate Borrowing Limits
Governs board powers and thresholds for borrowing money and selling company undertakings, requiring special resolutions past limits.
Inter-corporate Investments
Regulates loans, guarantees, and security investments made by a company to other entities, capping them at 60% of free reserves.
Lending Covenants
Statutory credit guidelines governing debt-equity ratios, promoter margin money contribution, and DSCR covenants for corporate exposures.
Asset Securitization
Governs bank actions regarding securitization, financial reconstruction, and enforcement of security interests on default properties.
Financial Consulting FAQ
Answers to CMA data, borrowing capacity, project financing, and due diligence.
Initiate Financial Counsel
Book a confidential, attorney-privileged case evaluation regarding capital fundraising, project reports, or debt restructuring.